Retiring

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Can I buy a retirement property with my KiwiSaver funds?

Once you qualify for New Zealand Superannuation (currently at the age of 65), you also become eligible to withdraw funds from your KiwiSaver account. You can opt for small regular withdrawals to supplement your superannuation, or you can withdraw a lump sum up to your full account balance. All funds withdrawn from the account are tax free.

Withdrawing money from your KiwiSaver account may be useful when investing in a retirement property, but make sure you'll still have enough income available (from KiwiSaver or other investments) to support yourself in retirement. 
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