Retiring

Can I rent out my holiday home myself or should I use an ... When deciding whether to rent out your holiday home personally, or to entrust it to a real estate agent or property m...
Read more

Can I buy a retirement property with my KiwiSaver funds?

Once you qualify for New Zealand Superannuation (currently at the age of 65), you also become eligible to withdraw funds from your KiwiSaver account. You can opt for small regular withdrawals to supplement your superannuation, or you can withdraw a lump sum up to your full account balance. All funds withdrawn from the account are tax free.

Withdrawing money from your KiwiSaver account may be useful when investing in a retirement property, but make sure you'll still have enough income available (from KiwiSaver or other investments) to support yourself in retirement. 
Back to questions